First Financial Resources privacy policy
Your privacy is important to us. At First Financial Resources (FFR), we understand that the information you provide to us or that we collect about you is private.
This privacy policy explains what FFR does with the personal information you give us and the measures we take to protect your privacy.
Who has access to customer information?
The information that you provide to us is used by FFR for the express purposes of a) providing insurance products and services to you, and/or b) soliciting an offer of insurance from an insurance carrier. The insurance carrier(s), your insurance representative, and employees of FFR have access to your information on a limited basis and are authorized to review it only for the purposes of carrying out their duties and responsibilities. FFR, its employees, the insurance carrier(s), and insurance representatives are required to keep customer information confidential.
Why does FFR collect information?
In order to properly process your application for insurance and negotiate on your behalf with the insurance carrier(s), FFR must collect and transfer copies of certain required information. We use this information to provide you with products and services that meet your individual needs.
What type of information does FFR collect?
FFR collects various types of information about its customers, as noted below. FFR also maintains this information for a period of time. The types of information we collect and maintain about you may include:
• Information you supply on an insurance or annuity application, such as your name, address, telephone number, etc.
• Information from nonaffiliated third parties about your medical, employment, and income history; your assets and liabilities; and your driving record.
How long does FFR retain this information?
The length of time FFR maintains this information depends on the result of the application process. If the application proceeds to the placing of a policy, FFR will maintain these records for as long as the policy remains in force. If the application process is unsuccessful for any reason, FFR may offer you the information or destroy it.
Our data gathering extends only to the period that is required to underwrite your policy. We retain your information as noted above, but only for the purpose of reference should you desire additional insurance or to satisfy some other requirement of yours (such as policy service).
Does FFR disclose customer information to, or share customer information with, outsiders?
FFR does not disclose any nonpublic personal financial or any nonpublic personal medical information about our customers or former
customers to anyone, except as permitted or required by law. It is FFR's policy not to disclose customer information to, or share customer
information with, other businesses for marketing purposes.
If this policy should change, FFR will notify you by mail, and you will be given an opportunity to request that your information not be disclosed to, or shared with, other businesses for marketing purposes.
Other legal notices
This FFR website is for the use and convenience of its clients and other visitors.
Information on this website is provided “as is” without warranty of any kind, either expressed or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or noninfringement.
Information on this website may contain inaccuracies or errors. Information may be changed or updated without notice. FFR has no obligation to update information presented on this website; therefore, information contained herein may be out of date at any given time. Changes, revisions, or enhancements to products, services, or account information described in this website may occur at any time without notice.
FFR is not rendering any legal or professional services by placing information on this website. Policyholders, clients, and others viewing information regarding products, services, and account information should contact their FFR representative before making any decisions based on information found in this website.
This website is not designed to advance or sell any particular products or services. Any such reference to FFR products or services is purely for illustrative and informational purposes.
Unauthorized copying, reproduction, transmitting, duplication, or use of this information is prohibited.
Legal and tax advice
Neither David Isaacson nor FFR are able to practice law. Any references to taxes and other legal matters should be referred to appropriate tax or legal counsel.
Commonwealth of Massachusetts insurance adviser regulations
Insurance adviser licenses are never granted to corporations or any entity other than named individuals.
How can I contact FFR if I have any questions about these policies?
If you have any questions about the privacy of your information, please contact:
David M. Isaacson
First Financial Resources
800 South Street, Suite 455
Waltham, MA 02453
781-736-0077
david@ffr-mass.com
